You probably know that you’re supposed to have Denver homeowners insurance, but do you understand why? Your insurance provides you with protection in case something ever happens to your house and property, but there are other important factors to consider as well.
Homeowners Insurance Is Required
You may not be able to get a mortgage without insurance coverage. Mortgage lenders want to make sure that their financial investment is protected. They may even request additional coverage due to your location. For example, if you live in a flood zone, they may require coverage for flood damage. If you don’t have insurance, they’ll purchase it for you and charge you for it. To save money and get the exact coverage you need, contact one of the independent insurance agents in Denver for help.
Homeowners Insurance Protects More Than Just Your House
Many homeowners insurance has additional coverage included. Dwelling coverage protects the house and any attached structures, while other structure coverage applies to things like a fence or shed. Personal property coverage will help replace any stolen or damaged items such as furniture and electronics. Guest medical protection covers the medical costs of anyone who gets hurt on your property. Independent insurance agents in Denver will help you select which coverages you’ll need.
Don’t leave your home and property to chance. That house is probably the biggest investment you’ve ever made. Protect it with Denver homeowners insurance. Visit Longevity Insurance Brokers to find the coverage you need.
